SWOT analysis is a strategic planning tool used to identify and evaluate the Strengths, Weaknesses, Opportunities, and Threats involved in a project or business venture. It is a comprehensive framework that helps organizations and individuals understand their internal capabilities and challenges, as well as external factors that may impact their success.

The 5 Whys is a problem-solving technique that involves asking "why" repeatedly to identify the root cause of an issue. It encourages a deeper exploration of the underlying factors contributing to a problem, aiming to address the root cause rather than just its symptoms. The 5 Whys is delves into the layers of causation behind a problem. It involves asking "why" five times, or as many times as necessary, to peel away the surface issues and reveal the core cause.

Zero-based budgeting (ZBB) is an approach to budgeting that involves building a budget from the ground up, starting with a zero base for each budgeting period. In both personal finance and organizational contexts, this means that every expense must be justified and approved, regardless of whether it was included in previous budgets.

Cash flow budgeting is a financial management approach that focuses on tracking and managing the actual inflows and outflows of cash in a given time period. This budgeting method is particularly useful for individuals, businesses, or organizations to understand how money is moving in and out of their accounts, ensuring they have enough liquidity to cover their financial obligations.

The debt avalanche method is a debt repayment strategy that involves prioritizing and paying off debts based on their interest rates. In this method, you focus on tackling the debt with the highest interest rate first, making larger payments towards it while paying the minimum on other debts.

The debt snowball method is a debt repayment strategy that involves paying off debts in a specific order, starting with the smallest balance and progressing to the largest. In this approach, you focus on eliminating the debt with the smallest outstanding balance first, regardless of the interest rate associated with each debt.

The 50/30/20 rule is a budgeting principle that recommends dividing your after-tax income into three main categories: allocate 50% to essential needs such as housing and utilities, 30% to discretionary wants like entertainment and dining out, and reserve 20% for savings and debt repayment, encompassing contributions to savings accounts, retirement funds, and debt reduction.

The envelope system is a budgeting method that involves allocating and managing cash for different spending categories using physical envelopes. This system is designed to help individuals and households control their spending, prioritize financial goals, and avoid overspending in specific areas.

The Pareto Principle, commonly known as the 80/20 rule, suggests that roughly 80% of results often come from 20% of causes or efforts. It highlights the disproportionate relationship between inputs and outputs, emphasizing that a small portion of factors typically contributes the most to outcomes. Applied in various fields, including personal finance, it helps identify crucial areas for focus, resource allocation, and optimization to achieve more significant impact with less effort.

Anchoring and adjustment is a cognitive bias where individuals rely heavily on the first piece of information encountered (the anchor) when making decisions or judgments. They then adjust their subsequent evaluations or decisions from that initial anchor, often insufficiently, leading to biased conclusions or choices. This bias can influence various areas such as negotiations, pricing perceptions, financial decisions, and judgments, causing individuals to be overly influenced by irrelevant or arbitrary initial information.

The Bonny Method of Guided Imagery and Music (GIM) was developed by Dr. Helen Bonny, a music therapist, in the 1970s. It is a psychotherapeutic technique that combines classical music and imagery to explore and facilitate personal growth, self-awareness, and emotional expression.

Journaling is the practice of writing down one's thoughts, feelings, experiences, and reflections in a personal journal or diary. It is a form of self-expression and self-reflection that has been used for centuries as a means of documenting daily life, recording significant events, and exploring inner thoughts and emotions. The act of journaling involves putting thoughts into written words, providing individuals with a tangible record of their personal narratives.

Vipassana is a mindfulness meditation practice. You sit and observe your thoughts and emotions as they are, without judging or dwelling on them.

It's a visualisation technique used in therapy that targets a person’s unconscious thoughts about their problems so that they can better understand these thoughts and potentially change them. It's a specific type of guided imagery (a practice relying on visualization).

It is a pseudoscientific approach to communication, personal development, and psychotherapy created by Richard Bandler and John Grinder. They claim there is a connection between neurological processes (neuro), language (linguistic) and behavioral patterns learned through experience (programming), and that these can be changed to achieve specific goals in life.